About Us

About Us
Race to the Top
About Us

About Us

Fair Finance Guide International (FFGI) is an international civil society network initiated by Oxfam, that seeks to strengthen the commitment of banks and other financial institutions to social, environmental and human rights standards.

As a global network we use a rigorous methodology to assess, report on, and campaign for more responsible investment policies & practices. By benchmarking the investment policies and practices of financial institutions in critical areas such as human rights and climate impact, we enable consumers and policy holders to demand more socially responsible, fair, and sustainable investments. 

FFGI builds on a pioneering model developed in the Netherlands since 2009, followed by a similar initiative in Brazil in 2011, both of which demonstrated leverage and potential for bringing about change in the financial sector.

FFGI is currently active in 11 countries:  Belgium, Brazil, France, Germany, Indonesia, Japan, Netherlands, Norway , Sweden, Thailand, and India. In every country, a coalition of civil society groups, with expertise in areas relevant to monitoring and assessing the financial sector, operates under the umbrella of FFGI. FFGI coalitions often include development and human rights organisations, labour unions, environmental groups, and consumer organisations.

Civil society organisations involved in the Fair Finance Guides:undefined

The FFG coalitions have, together with Profundo, developed a rigorous methodology to assess and monitor bank policies and practices.

Through this, FFGI provides evidence-based research and analysis for critical dialogues with banks, for informing the public, and for ensuring improved democratic oversight of financial institutions.

Interested in joining?
In collaboration with different parties we are pursuing the further expansion of Fair Finance Guides. Several organizations in different countries have shown genuine interest in starting up a Fair Finance Guide in their country. To know more about how your organization can join the initiative, please contact: Fair Finance Guide International: info [at] fairfinanceguide.org 

Fair Finance Guide International is initiated by Oxfam and financially supported by Sida. 

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Race to the Top

Race to the Top

The Fair Finance Guide (FFG) is a web-based tool enabling bank clients to make their bank more socially responsible, fair and sustainable, by assessing and scoring bank policies on a wide range of topics against international standards of sustainability and human rights.

The aim of the FFG tool is to initiate a ‘race to the top’ between banks on Corporate Social Responsibility (CSR), transparency, and other social, environmental and human rights standards. Ideally, this would help bring about a self-reinforcing process whereby banks continuously raise their adherence to those standards, ultimately resulting in more sustainable lending, investments and asset management all over the world.


The FFG contributes to banks’ CSR policies and practices on a wide variety of issues, thereby benefiting a wide audience. It stimulates consumers and bank clients to critically compare their own bank’s CSR policies with those of other banks, and to address their bank on its shortcomings.

The FFG focuses on the following activities:

•It assesses bank policies every year, using a rigorous methodology, and scores those policies;
•Through empirical case studies, it compares bank policies with their practices and draws conclusions about the extent to which banks follow their own policies;
•It helps raise public awareness of the role and responsibilities of banks and of the financial sector
•It engages banks in dialogue, providing them with feedback on their policies, the implementation of their own policies, their transparency, and other concrete sustainability issues;
•It involves consumers and bank clients through (social) media in critically assessing the policy of their bank, and encourages them to take action by demanding more sustainable investments, transparency and accountability from their banks.
•It encourages media attention to bank policies and practices by publishing the scores of banks on a wide range of issues and by producing case studies of bank practices.
•It translates proposals for improving banks´ policies into recommendations for more effective regulation through policy work with parliamentarians and ministries.



A rigorous methodology has been developed covering 23 themes/sectors and is regularly updated using the experience and expertise of all coalition members worldwide. The current methodology refers to over 422 international standards and criteria and is the 4th update since the first international methodology was developed in 2014. All Fair Finance Guide coalitions use this methodology to assess the financial institutions in their countries on a regular basis. Scores are given to the financial institutions and published on the local Fair Finance Guide websites. The assessments are done based on publicly available information. Compulsory for all countries are the following nine themes:

Climate Change;


Human Rights;

Labor rights;






Other topics for assessment are:  Animal welfare; health; financial sector; fisheries; food ; forestry; housing and real estate; manufacturing; mining; oil and gas; power generation; consumer protection; financial inclusion; remuneration.

In 2017, policies of ninety-five financial institutions in nine countries have been assessed against this methodology and over 45 case studies have been published, in the countries where a FFG operates, comparing  policies with practice.



Want to know more about our initiative?

Fair Finance Guide International
e-mail: info[at]fairfinanceguide.org

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